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Weaknesses of financial planning and budgeting : a case study of a dairy primary co-operative society (Chawamu) in Muheza District, Tanga Region

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dc.contributor.advisor Makuru, Ngemba Mpr en_US
dc.contributor.author Kalimalwendo, Ephrem William en_US
dc.date.accessioned 2010-04-07T18:37:18Z
dc.date.available 2010-04-07T18:37:18Z
dc.date.issued 2005 en_US
dc.identifier.uri http://hdl.handle.net/10474/284
dc.description.abstract The Chama cha Wafugaji Ng'ombe wa Maziwa Muheza (CHAWAMU) is a primary co-operative society owned by some dairy farmers in Muheza township. Just at a glance at this CHAWAMU, the Society does not have good financial records. The records are in piecemeal, which cannot give any well articulated information for use in the daily running of the Society. Therefore, basing on that fact, I became interested and decided to do a study on the weaknesses in financial planning and budgeting, with the intention of finding solutions to the problem. The study revealed that the mission , objectives and other different activities currently being undertaken by the co-operative, include the heifer credit system, training, dairy keeping, record keeping system and financial information of the organization. The study also brings up the intrinsic problem of poor financial planning and budgeting as is clearly indicated by the poor and incorrect recording of finance, marketing, sales and production data.Literature review has highlighted the existing gap, that CHAWAMU is not able to do proper financial planning and budgeting. It has been discovered that CHAWAMU's problems are caused by poor management capacity i.e. no planning is done, members are not participating democratically in financial planning and running the cooperative in general. The study was done by collecting data through structured questionnaire, interviews and meetings. The final data analysis was done using Special Package for Social Sciences (SPSS) tool. The research findings were members have poor knowledge and ignorant on dairy production, cooperative principles are not used, market and production activities are not done properly, lack of knowledge planning and record keeping It has been recommended members and cooperative executive staff to be trained in management of the cooperative specifically; proper financial planning and democratic decision making when managing and administering the cooperative. Also enterprise development, financial record keeping and all other farm records should be properly and continuously done. Finally monitoring, evaluation and control should always be done thoroughly. (Author abstract) en
dc.format.extent 3071490 bytes en_US
dc.format.extent 5927767 bytes en_US
dc.language.iso en en_US
dc.language.iso sw en_US
dc.publisher Southern New Hampshire University en_US
dc.relation.requires Adobe Acrobat Reader en_US
dc.rights Author retains all ownership rights. Further reproduction in violation of copyright is prohibited en_US
dc.source Original format: Bound CED Project Report, Shapiro Library, Southern New Hampshire University en_US
dc.subject.lcsh Open University of Tanzania -- Theses (Community Economic Development) en_US
dc.subject.lcsh Southern New Hampshire University -- Theses (Community Economic Development) en_US
dc.subject.other financial literacy en_US
dc.subject.other worker cooperative en_US
dc.subject.other rural development en_US
dc.subject.other Muheza District (TZ) en_US
dc.subject.other Tanga Region (TZ) en_US
dc.subject.other Tanzania en_US
dc.title Weaknesses of financial planning and budgeting : a case study of a dairy primary co-operative society (Chawamu) in Muheza District, Tanga Region en_US
dc.type Thesis en_US
dc.description.bibliographicCitation Kalimalwendo, E. W. (2005). Weaknesses of financial planning and budgeting : a case study of a dairy primary co-operative society (Chawamu) in Muheza District, Tanga Region. Retrieved from http://academicarchive.snhu.edu en_US
dc.description.degree Master of Science (M.S.) en_US
dc.description.school School of Community Economic Development en_US
dc.digSpecs Creation hardware: Epson Expression 10000XL Color Flatbed Scanner. Creation software: ABBYY FineReader Professional 9.0; Adobe Acrobat Professional 9.0 en_US
dc.format.mediaType PDF en_US
dc.rightsHolder Kalimalwendo, Ephrem William en_US


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