Colorado River individual development accounts (CRIDA)
| dc.contributor.advisor | Iyer, Balasubramanian | |
| dc.contributor.author | Van Ella, Lisa | |
| dc.date.accessioned | 2014-02-19T16:10:30Z | |
| dc.date.available | 2014-02-19T16:10:30Z | |
| dc.date.issued | 2013-12-08 | |
| dc.description.abstract | As post-secondary education fees continue to rise, more young individuals are finding it difficult to obtain the resources to further their education. Educational attainment may be a contributing factor in lower income levels. An individual development account program, such as the Colorado River Individual Development Account (CRIDA), could contribute to alleviating the problem. The CRIDA program focuses on matching funds saved for post-secondary education by the youth of the target community of Lake Havasu City, Arizona and the surrounding Mohave County communities known as the Colorado River region. Asset and income poverty percentages are higher in the county than the state and national average. Educational attainment is far below that of the state and national percentages, as well. Studies indicate college graduates earn significantly more than those with only a high school diploma. Arizona’s four public universities have posted the highest tuition increases in the nation over the past five years. Most families in Mohave County have little hope of sending their children to college without taking on substantial debt. CRIDA will help young individuals establish a savings goal and earnings plan, strengthen their money management skills, and obtain matched donor savings. These outcomes will lead to enrollment into a post-secondary educational institution and eventually lead to economic independence and decreased need for income assistance. (Author abstract) | en_US |
| dc.description.bibliographicCitation | Van Ella, L. (2013). Colorado River individual development accounts (CRIDA). Retrieved from http://academicarchive.snhu.edu | en_US |
| dc.description.degree | Master of Science (M.S.) | en_US |
| dc.description.program | Community Economic Develpopment | en_US |
| dc.description.school | School of Business | en_US |
| dc.digSpecs | PDF/A-1b | en_US |
| dc.format.extent | 587994 bytes | en_US |
| dc.format.mediaType | application/pdf | en_US |
| dc.identifier.uri | https://hdl.handle.net/10474/2439 | |
| dc.language.iso | en_US | en_US |
| dc.publisher | Southern New Hampshire University | en_US |
| dc.relation.requires | Adobe Acrobat Reader | en_US |
| dc.rights | Author retains all ownership rights. Further reproduction in violation of copyright is prohibited | en_US |
| dc.rightsHolder | Van Ella, Lisa | |
| dc.subject.lcsh | Southern New Hampshire University -- Theses (Community Economic Development) | en_US |
| dc.subject.other | Lake Havasu City (AZ) | en_US |
| dc.subject.other | Mohave County (AZ) | en_US |
| dc.subject.other | Arizona (US) | en_US |
| dc.subject.other | college savings | en_US |
| dc.subject.other | Individual Development Accounts | en_US |
| dc.title | Colorado River individual development accounts (CRIDA) | en_US |
| dc.type | Thesis | en_US |
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