The adoption of specialized high school level financial literacy curriculum modules

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Southern New Hampshire University
The purpose of this research paper is to explore issues in the implementation, at the high school level, of sophisticated financial literacy teaching materials developed specifically for delivery in a high technology environment for a high school audience. Considerable research has been devoted to both understanding generally why innovation does or does not get adopted by the target population and, specifically, aspects in the implementation of new curriculum materials at the high school level. This paper looks at recent work evaluating the successes and failures in the implementation of new curriculum for foreign languages, mathematics, physics and general science. Can inferences be drawn from this work to assist in an implementation program for the financial literacy modules? Questions of the following types are addressed: Are there risks to the teacher in adopting novel curricula? Does extensive professional development need to accompany new curriculum adoption? Are there psychological hurdles that teachers need to address before adoption? Could there be institutional impediments present? How does the teacher work environment affect adoption? A revised version of this paper has since been published in the Journal for Economic Educators. Please use this version in your citations.
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