Enhancing accessibility and utilization of micro credit among women and youths in Valeska and Malula villages, Arumeru District, Arusha Region

dc.contributor.advisorMwerinde, Joseph Kiangien_US
dc.contributor.authorKihulya, Rose Josephen_US
dc.date.accessioned2010-06-07T19:46:21Z
dc.date.available2010-06-07T19:46:21Z
dc.date.issued2007en_US
dc.description.abstractThis project paper examines the project, which was implemented during the life span of CED program September 2005 to January 2007 in collaboration with Business Entrepreneur Support Unit (BEST) the host organization. The project title is "Enhancing accessibility and utilization of micro credit among women and youths in the two villages of Valeska and Malula, Arumeru district, Arusha region". The survey was conducted in collaboration with BEST. The sample size was 89 respondents from Malula and Valesca villages, 4 staff from MFIs, 2 staff from Arumeru DCDD and 3 staff from BEST. The methodology used include structured interviews, direct observation, focus group discussions, key informants interviews, questionnaires, documentation and field visits. The main findings revealed the following as the main causes of inadequate/lack of micro credit in the two villages: -Most micro credit institution are not attracted to provide services in the rural areas due to higher risks related to rural activities; Remoteness of the villages that causes longer transport distances, travel costs due to poor infrastructures; High operational costs which force the interest rate to be very high, ranged from 20% to 40% for MFIs and 10% per year for the government funds. Therefore, micro credit institutions and the government credit funds should reach in the villages to cater for the poor people and not to concentrate in urban and semi urban. By doing so the women and youths will be able to run profitable business and improve their well-being. This project paper presents a comprehensive range of issues useful for purpose of policy formulation and practical interventions in the rural areas for micro credit institutions. (Author abstract)en_US
dc.description.bibliographicCitationKihulya, R. J. (2007). Enhancing accessibility and utilization of micro credit among women and youths in Valeska and Malula villages, Arumeru District, Arusha Region. Retrieved from http://academicarchive.snhu.eduen_US
dc.description.degreeMaster of Science (M.S.)en_US
dc.description.schoolSchool of Community Economic Developmenten_US
dc.digSpecsCreation hardware: Epson Expression 10000XL Color Flatbed Scanner. Creation software: ABBYY FineReader Professional 9.0; Adobe Acrobat Professional 9.3en_US
dc.format.extent9640313 bytesen_US
dc.format.extent1561735 bytesen_US
dc.format.mediaTypePDFen_US
dc.identifier.urihttps://hdl.handle.net/10474/372
dc.language.isoenen_US
dc.publisherSouthern New Hampshire Universityen_US
dc.relation.requiresAdobe Acrobat Readeren_US
dc.rightsAuthor retains all ownership rights. Further reproduction in violation of copyright is prohibiteden_US
dc.rightsHolderKihulya, Rose Josephen_US
dc.sourceOriginal format: Bound CED Project Report, Shapiro Library, Southern New Hampshire Universityen_US
dc.subject.lcshSouthern New Hampshire University -- Theses (Community Economic Development)en_US
dc.subject.lcshOpen University of Tanzania -- Theses (Community Economic Development)en_US
dc.subject.othermicro lendingen_US
dc.subject.othermicroenterpriseen_US
dc.subject.otherwomen owned businessesen_US
dc.subject.otheryouthen_US
dc.subject.otherentrepreneurshipen_US
dc.subject.otherArumeru District (TZ)en_US
dc.subject.otherArusha Region (TZ)en_US
dc.subject.otherTanzaniaen_US
dc.titleEnhancing accessibility and utilization of micro credit among women and youths in Valeska and Malula villages, Arumeru District, Arusha Regionen_US
dc.typeThesisen_US

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