An impact assessment of Financial NGOs in Ghana (a case study of the clients of the Social Investment Fund Microfinance Program)

dc.contributor.advisorPalakurthi, Puneetha
dc.contributor.authorFosu, Clara
dc.date.accessioned2010-04-02T13:23:08Z
dc.date.available2010-04-02T13:23:08Z
dc.date.issued2008en_US
dc.description.abstract"People living in poverty, like everyone else, need a diverse range of financial services to run their businesses, build assets, smooth consumption, and manage risks. (Consultative Group to Assist the Poor, 2008 para. 2) There are diverse types of financial services who have emerged of which the non-governmental organizations identified as Financial NGOs in Ghana are offering services to the poor especially women. This study looked at three FNGOs and the impact of their financial services at four levels; the individual, household, enterprise and the community. The study comprised of both primary and secondary research; employing both qualitative and quantitative methods. Findings indicated existing clients had increased income and as a result 68 percent of the women indicated it had increased their decision making in the household. About 80 percent of the clients contributed to the household in asset acquisition, investing in children's education and the general well being of the family. Seventy-nine percent already participated in community activities. The study concluded that even though majority of the women had found the intervention beneficiary some felt they were worse off due to the inadequate loan sizes and stringent loan terms. Recommendations included participation of clients in reviewing of the microfinance services and products to address their needs. (Author abstract)en_US
dc.description.bibliographicCitationClara, F. (2008). An impact assessment of Financial NGOs in Ghana (a case study of the clients of the Social Investment Fund Microfinance Program). Retrieved from http://academicarchive.snhu.eduen_US
dc.description.degreeMaster of Science (M.S.)en_US
dc.description.schoolSchool of Community Economic Developmenten_US
dc.digSpecsCreation hardware: Epson Expression 10000XL Color Flatbed Scanner. Creation software: ABBYY FineReader Professional 9.0; Adobe Acrobat Professional 9.0en_US
dc.format.extent6290047 bytesen_US
dc.format.extent1325866 bytesen_US
dc.format.mediaTypePDFen_US
dc.identifier.urihttps://hdl.handle.net/10474/261
dc.language.isoenen_US
dc.publisherSouthern New Hampshire Universityen_US
dc.relation.requiresAdobe Acrobat Readeren_US
dc.rightsAuthor retains all ownership rights. Further reproduction in violation of copyright is prohibiteden_US
dc.rightsHolderFosu, Clara
dc.sourceOriginal format: Bound CED Project Report, Shapiro Library, Southern New Hampshire Universityen_US
dc.subject.lcshSouthern New Hampshire University -- Theses (Community Economic Development)en_US
dc.subject.otherfinancial servicesen_US
dc.subject.otherasset buildingen_US
dc.subject.otherrural developmenten_US
dc.subject.othermicrofinanceen_US
dc.subject.otherGhanaen_US
dc.subject.otherNGOsen
dc.titleAn impact assessment of Financial NGOs in Ghana (a case study of the clients of the Social Investment Fund Microfinance Program)en_US
dc.title.alternativeAn impact assessment of Financial Non-Governmental Organizations in Ghana (a case study of the clients of the Social Investment Fund Microfinance Program)en_US
dc.typeThesisen_US
Files
Original bundle
Now showing 1 - 2 of 2
Thumbnail Image
Name:
sced2008fosu.pdf
Size:
6 MB
Format:
Adobe Portable Document Format
Description:
Thumbnail Image
Name:
sced2008fosu_apdx.pdf
Size:
1.26 MB
Format:
Adobe Portable Document Format
Description:
License bundle
Now showing 1 - 1 of 1
No Thumbnail Available
Name:
license.txt
Size:
1.91 KB
Format:
Plain Text
Description: