Amani and Upendo women group microcredit scheme development : Mbezi Ward - Dar es Salaam, Tanzania

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dc.contributor.advisorNgaruko, Deus D. P.en_US
dc.contributor.authorNjiku, Euphrasia Hermanen_US
dc.date.accessioned2010-01-25T16:24:41Z
dc.date.available2010-01-25T16:24:41Z
dc.date.issued2005en_US
dc.description.abstractThis report is the output of the study which has been exploring ways in which the community based organizations can be used as instruments to alleviate poverty. The aim was to explore the extent to which the CBOs are practical, dynamic and potential actors in promoting desired socio-economic development activities in the struggle to alleviate poverty. Micro-credit, micro-financing and micro-enterprises are terms that have been used to describe and define the situation in which small loans are extended to people for the purposes of setting up small and usually self-employment projects that generate income. The research conducted aimed at examining micro-credit schemes as grassroots organizations, membership participation and accessibility, demand for credit and ways to increase lending portfolio through proposal preparations and their modus operand -which are inherent catalytic element to make them practical, dynamic, sustainable and potential in their activity sphere. The study has revealed that the credit facility is important in fostering small scale entrepreneurs to be more practical and proactive in delivering socio-economic activities. The role played by the CBO in creating entrepreneurial morale to small businesses in their locality is acknowledged. The CBO is ready to expand its services as acknowledged by demand of loans and readiness of members to access the loans. Borrowers are organized into groups and have showed their satisfaction with the current leadership. They have income generating activities, which reduce the risk of default. There are also effective mechanisms through which to disseminate valuable information on ways to improve relevant concerns of the members. Above all, the CBO has targeted one of the most vulnerable groups in society - women. By providing opportunities for self-employment, the micro credit programmes will significantly increase micro entrepreneurs' security, autonomy, self-confidence and status within the households. (Author abstract)en
dc.description.bibliographicCitationNjiku, E. H. (2005). Amani and Upendo women group microcredit scheme development: Mbezi Ward - Dar Es Salaam, Tanzania. Retrieved from http://academicarchive.snhu.eduen_US
dc.description.degreeMaster of Science (M.S.)en_US
dc.description.schoolSchool of Community Economic Developmenten_US
dc.digSpecsCreation hardware: Epson Expression 10000XL Color Flatbed Scanner. Creation software: ABBYY FineReader Professional 9.0; Adobe Acrobat Professional 9.0en_US
dc.format.extent4331114 bytesen_US
dc.format.extent9849222 bytesen_US
dc.format.mediaTypePDFen_US
dc.identifier.urihttps://hdl.handle.net/10474/174
dc.language.isoenen_US
dc.publisherSouthern New Hampshire Universityen_US
dc.relation.requiresAdobe Acrobat Readeren_US
dc.rightsAuthor retains all ownership rights. Further reproduction in violation of copyright is prohibiteden_US
dc.rightsHolderNjiku, Euphrasia Hermanen_US
dc.sourceOriginal format: Bound CED Project Report, Shapiro Library, Southern New Hampshire Universityen_US
dc.subject.lcshSouthern New Hampshire University -- Theses (Community Economic Development)en_US
dc.subject.lcshOpen University of Tanzania -- Theses (Community Economic Development)en_US
dc.subject.othermicrocrediten_US
dc.subject.othermicrofinanceen_US
dc.subject.othergrassroots organizingen_US
dc.subject.othermicroenterpriseen_US
dc.subject.othercommunity based organizationsen_US
dc.subject.otherinternational developmenten_US
dc.subject.otherMbezi Ward (TZ)en_US
dc.subject.otherKinondoni District (TZ)en_US
dc.subject.otherDar es Salaam Region (TZ)en_US
dc.subject.otherTanzaniaen_US
dc.titleAmani and Upendo women group microcredit scheme development : Mbezi Ward - Dar es Salaam, Tanzaniaen_US
dc.typeThesisen_US

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