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An impact assessment of Financial NGOs in Ghana (a case study of the clients of the Social Investment Fund Microfinance Program)

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dc.contributor.advisor Palakurthi, Puneetha
dc.contributor.author Fosu, Clara
dc.date.accessioned 2010-04-02T13:23:08Z
dc.date.available 2010-04-02T13:23:08Z
dc.date.issued 2008 en_US
dc.identifier.uri http://hdl.handle.net/10474/261
dc.description.abstract "People living in poverty, like everyone else, need a diverse range of financial services to run their businesses, build assets, smooth consumption, and manage risks. (Consultative Group to Assist the Poor, 2008 para. 2) There are diverse types of financial services who have emerged of which the non-governmental organizations identified as Financial NGOs in Ghana are offering services to the poor especially women. This study looked at three FNGOs and the impact of their financial services at four levels; the individual, household, enterprise and the community. The study comprised of both primary and secondary research; employing both qualitative and quantitative methods. Findings indicated existing clients had increased income and as a result 68 percent of the women indicated it had increased their decision making in the household. About 80 percent of the clients contributed to the household in asset acquisition, investing in children's education and the general well being of the family. Seventy-nine percent already participated in community activities. The study concluded that even though majority of the women had found the intervention beneficiary some felt they were worse off due to the inadequate loan sizes and stringent loan terms. Recommendations included participation of clients in reviewing of the microfinance services and products to address their needs. (Author abstract) en_US
dc.format.extent 6290047 bytes en_US
dc.format.extent 1325866 bytes en_US
dc.language.iso en en_US
dc.publisher Southern New Hampshire University en_US
dc.relation.requires Adobe Acrobat Reader en_US
dc.rights Author retains all ownership rights. Further reproduction in violation of copyright is prohibited en_US
dc.source Original format: Bound CED Project Report, Shapiro Library, Southern New Hampshire University en_US
dc.subject.lcsh Southern New Hampshire University -- Theses (Community Economic Development) en_US
dc.subject.other financial services en_US
dc.subject.other asset building en_US
dc.subject.other rural development en_US
dc.subject.other microfinance en_US
dc.subject.other Ghana en_US
dc.subject.other NGOs en
dc.title An impact assessment of Financial NGOs in Ghana (a case study of the clients of the Social Investment Fund Microfinance Program) en_US
dc.title.alternative An impact assessment of Financial Non-Governmental Organizations in Ghana (a case study of the clients of the Social Investment Fund Microfinance Program) en_US
dc.type Thesis en_US
dc.description.bibliographicCitation Clara, F. (2008). An impact assessment of Financial NGOs in Ghana (a case study of the clients of the Social Investment Fund Microfinance Program). Retrieved from http://academicarchive.snhu.edu en_US
dc.description.degree Master of Science (M.S.) en_US
dc.description.school School of Community Economic Development en_US
dc.digSpecs Creation hardware: Epson Expression 10000XL Color Flatbed Scanner. Creation software: ABBYY FineReader Professional 9.0; Adobe Acrobat Professional 9.0 en_US
dc.format.mediaType PDF en_US
dc.rightsHolder Fosu, Clara


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