An impact assessment of the Iringa Development of Youth, Women and Child Care (IDYDC) loans to women clients in the Iringa municipal area

dc.contributor.advisorChale, Francis
dc.contributor.authorNtobi, Mariam P.
dc.description.abstractThis study enlightens the impact of Iringa Development of Youth, Women, Disabled and Childcare, (IDYDC) loans to female clients in the Iringa Municipality the scheme that was started in 1994, with the aim of providing sustainable capital source for marginalized groups, which include women and disabled. The study was done for the purpose of examining how IDYDC credit intervention has impacted on the creation of employment opportunities, business and income growth, business skills development, improved life standards and the ability to pay tax amongst the female clients it has been serving for ten years. By using questionnaire, focus group discussions and PRA tools namely seasonal analysis of income, expenditure, savings and credit; Household generation; Receipts and spending of cash analysis; Financial analysis and Product attribute ranking, 107 respondents were contacted. Research data reveals that for ten years of intervention, IDYDC Savings and Credit scheme has played a vital role in sustaining Micro Enterprises in Iringa Municipality through provision of business capital. However it has been learnt that this donor dependent scheme has a weak Management Information System. There are criticisms on lack of transparency, poor customer care, market irresponsiveness and questionable trustworthy which It is recommended that IDYDC should properly utilize the autonomy provided by the government in product development, operating and pricing with a sustainability outlook. The establishment of strong capital base, client retention, market responsiveness, strong MIS and control system, organizational capacity and ongoing innovations are likely to enhance, improve organizational image, operational practices and increase efficiency. 219 results to poor client retention and weak organizational image in the public. (Author abstract)en
dc.description.bibliographicCitationNtobi, M. P. (1984). An impact assessment of the Iringa Development of Youth, Women and Child Care (IDYDC) loans to women clients in the Iringa municipal area. Retrieved from http://academicarchive.snhu.eduen_US
dc.description.degreeMaster of Science (M.S.)en_US
dc.description.schoolSchool of Community Economic Developmenten_US
dc.digSpecsCreation hardware: Epson Expression 10000XL Color Flatbed Scanner. Creation software: ABBYY FineReader Professional 9.0; Adobe Acrobat Professional 9.0en_US
dc.format.extent7867398 bytesen_US
dc.format.extent1616557 bytesen_US
dc.publisherSouthern New Hampshire Universityen_US
dc.relation.requiresAdobe Acrobat Readeren_US
dc.rightsAuthor retains all ownership rights. Further reproduction in violation of copyright is prohibiteden_US
dc.rightsHolderNtobi, Mariam P.en_US
dc.sourceOriginal format: Bound CED Project Report, Shapiro Library, Southern New Hampshire Universityen_US
dc.subject.lcshSouthern New Hampshire University -- Theses (Community Economic Development)en_US
dc.subject.lcshOpen University of Tanzania -- Theses (Community Economic Development)en_US
dc.subject.othermicro lendingen_US
dc.subject.othermicroenterprise developmenten_US
dc.subject.otherwomen owned businessesen_US
dc.subject.otherinternational developmenten_US
dc.subject.otherIringa Region (TZ)en_US
dc.titleAn impact assessment of the Iringa Development of Youth, Women and Child Care (IDYDC) loans to women clients in the Iringa municipal areaen_US
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