Evaluation of DESCOBA's savings and credit scheme, Temeke Municipality

dc.contributor.advisorBaseki, Zera Evansen_US
dc.contributor.authorPaschal, Sweetbertha Kokuhangisaen_US
dc.date.accessioned2010-09-16T20:19:55Z
dc.date.available2010-09-16T20:19:55Z
dc.date.issued2007en_US
dc.description.abstractThis project on Evaluation of DESCOBA's Savings and Credit Scheme was carried out in 9 wards in Temeke and Mkuranga Districts (where DESCOBA is currently operating) from September 2005 to January 2007. The project goal was to evaluate DESCOBA's Savings and Credit Scheme while three specific objectives were worked upon. A Community Need Assessment carried out, identified a number of factors that adversely affected DESCOBA members and leaders. These includes: - lack of capacity in business skills, lack of knowledge and skills on project write-up, low funding capacity to respond to increasing demand for loans from the NGO members and lack of premises to conduct their business. The results of this work show that community involvement in planning and management of savings and credit scheme was good and loan retirement rate was excellent with default rate of 2%. However loan demand was higher than what the NGO could supply leaving the gap of 67% un attended. The level of education was generally low hence working in-groups of five people with different talents and background was necessary in order to complement each other. Monitoring plan was developed and implemented to ensure the study performance meets set goal and objectives. This was done throughout the period in order to track changes together with the NGO leadership and members too.Record review, focus group discussion and observation methods were used to evaluate the progress and impact of the scheme on regular basis. Evaluation process also involved assessment of the achievement of three objectives. Sustainability of the NGO scheme was a primary concern of the CED consultant in order to determine long-term impact and to what extent it could run itself for the future in view of the changing environment (Political, financial and social circumstances). In order to ensure future sustainability, the CED consultant together with the NGOs' leadership developed a proposal on fund raising skills training for 280 people currently involved in NGO's savings and credit scheme. (Author abstract)en_US
dc.description.bibliographicCitationPaschal, S. K. (2007). Evaluation of DESCOBA's savings and credit scheme, Temeke Municipality. Retrieved from http://academicarchive.snhu.eduen_US
dc.description.degreeMaster of Science (M.S.)en_US
dc.description.schoolSchool of Community Economic Developmenten_US
dc.digSpecsCreation hardware: Epson Expression 10000XL Color Flatbed Scanner. Creation software: ABBYY FineReader Professional 9.0; Adobe Acrobat Professional 9.3en_US
dc.format.extent1797429 bytesen_US
dc.format.extent965775 bytesen_US
dc.format.mediaTypePDFen_US
dc.identifier.urihttps://hdl.handle.net/10474/558
dc.language.isoenen_US
dc.language.isoswen_US
dc.publisherSouthern New Hampshire Universityen_US
dc.relation.requiresAdobe Acrobat Readeren_US
dc.rightsAuthor retains all ownership rights. Further reproduction in violation of copyright is prohibiteden_US
dc.rightsHolderPaschal, Sweetbertha Kokuhangisaen_US
dc.sourceOriginal format: Bound CED Project Report, Shapiro Library, Southern New Hampshire Universityen_US
dc.subject.lcshSouthern New Hampshire University -- Theses (Community Economic Development)en_US
dc.subject.lcshOpen University of Tanzania -- Theses (Community Economic Development)en_US
dc.subject.otherorganizational assessmenten_US
dc.subject.othersustainabilityen_US
dc.subject.otherfinancial literacyen_US
dc.subject.otherTemeke District (TZ)en_US
dc.subject.otherDar es Salaam Region (TZ)en_US
dc.subject.otherTanzaniaen_US
dc.titleEvaluation of DESCOBA's savings and credit scheme, Temeke Municipalityen_US
dc.typeThesisen_US

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